Wouldn't a regular term with ROP be a better choice? I talked to an AIG rep and his quote for a 35 yr old male, non smoker , 20 yr policy with ROP , $250K , was half of Americo's quote.
I know the commission on mortgage protection is very well and that is why a lot of people sell it.
What is the commission on a term product with ROP?

I didn't find the right solution from the internet.

References: https://insurance-forums.com/communi...olicies.89329/

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